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Thanks Scooby , for your very comprehensive reply - really great and much appreciated . Its given me plenty to think about and to plan ahead. I think you are right about insurers making it up as they go along. Believe it or not, some insurers say its cheaper to insure a retired person , whilst other...

Hi, I have insured my vehicles over the last few years with Admiral Multicar and also Bewiser. They have all been insured as daily user vehicles and the premiums have been around £160 to £220 per annum and have built useful NCBs. I have had no issues with either insurer but I haven't had a claim. My...