Agreed values

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Agreed values

Post by SJG » Mon Feb 27, 2017 5:59 pm

I hope someone that can help might read this. I joined the Rover 800 owners club and sent a message enquiring about getting an agreed value to send in to my insurance company.

Unfortunately I've had no response.

Seeing as the values are rising and the condition of my car I feel it is worth considerably more than the current agreed value. I thought the club would be able to assist me, or have I misunderstood?

Many thanks, I hope someone can help.
Simon

Rover Vitesse Coupe - 1997

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Re: Agreed values

Post by SJG » Mon Feb 27, 2017 6:00 pm

I should mention that I enquired about 2 months ago and have not heard back from anyone at the owners club to date.
Simon

Rover Vitesse Coupe - 1997

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Re: Agreed values

Post by rovercoup » Mon Feb 27, 2017 8:20 pm

Simon, I suggest you send a PM to Dave as he is the go between regarding the club and the forum and may be able to provide you with some answers as I know they are holding a conference call sometime next week.
Rover 827 Vitesse Fastback Man Mk1 89
Rover 827 Sterling saloon Auto 90
Rover 820 Fastback 2.0 MPi Auto 90
Rover 820 Coupe sport 94
Rover 827 Sterling Saloon 95 auto
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Re: Agreed values

Post by rovercoup » Mon Feb 27, 2017 8:24 pm

Who are you insured with Simon? most companies will agree a value with you at the time of purchase. Mine do.

I know that with other companies they ask that you send in four photos of the vehicle (one from each corner) with interior shot confirming mileage. You could also go for the alternative but think it may cost, but do not know how much and that is to have an independent assessor value the car.
Rover 827 Vitesse Fastback Man Mk1 89
Rover 827 Sterling saloon Auto 90
Rover 820 Fastback 2.0 MPi Auto 90
Rover 820 Coupe sport 94
Rover 827 Sterling Saloon 95 auto
Rover 820 Vitesse Fastback 98
Rover 25 2.0TD 01
MGTF 135 02
Rover 45 1.6 SE 05

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Re: Agreed values

Post by dollysprint » Mon Feb 27, 2017 9:44 pm

Simon, you have pm.

Dave
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1990 Sterling Saloon 2.7 Auto black over storm
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Re: Agreed values

Post by SJG » Tue Feb 28, 2017 8:37 pm

Hi Steve, I use Peter Best, it's a classic insurance policy, with an agreed valuation. I just feel the car is worth quite a lot now but feel I would like something additional to back up what I feel the car is worth. Hence the request from the owners club.
Simon

Rover Vitesse Coupe - 1997

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Re: Agreed values

Post by SJG » Tue Feb 28, 2017 8:38 pm

dollysprint wrote:Simon, you have pm.

Dave
Thanks Dave, I will make contact with you.
Simon

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Re: Agreed values

Post by Alex SBY » Thu Mar 16, 2017 4:29 pm

Apologies, Simon that you didn't get any reply. I haven't seen the email and have only just seen this thread.

We do have a member of the Committee who is a qualified "valuer" for insurance purposes. That may assist.

I am insured with Peter James, who allow you to 'self-certify' the value of the car providing it is under (I think) £15,000 but they require photographs. I think it varies dependent on who you are with.
One or two 800s...

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Re: Agreed values

Post by rovercoup » Thu Mar 16, 2017 6:23 pm

I have just had my renewal with Footman James for 4 cars all with agreed values for £350 so around £85 per car fully comp on classic ins.

I think its a fair deal.
Rover 827 Vitesse Fastback Man Mk1 89
Rover 827 Sterling saloon Auto 90
Rover 820 Fastback 2.0 MPi Auto 90
Rover 820 Coupe sport 94
Rover 827 Sterling Saloon 95 auto
Rover 820 Vitesse Fastback 98
Rover 25 2.0TD 01
MGTF 135 02
Rover 45 1.6 SE 05

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Re: Agreed values

Post by neo » Thu Mar 16, 2017 7:02 pm

When i bought mine many years ago i put down an agreed price of £3500 and that has always been every year the same figure i think it's worth that and the insurance company seem to agree as i have questioned this just in case something does go pear shaped. However if values go up will our insurances go up to offset the costs i suppose time will tell as they become rarer more sort after personally i will keep mine because i enjoy it
tony

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