R800 Insurance Groups.

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sterling800
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Re: R800 Insurance Groups.

Post by sterling800 » Thu Mar 01, 2012 9:10 am

I'm not so lucky I'm afraid live in Manchester high risk area..just insured a 1999 sterling 825 fully comp 726.00 I have 3 years no claims but some companies didn't want to use it on 2 cars.i find the later rovers the more expensive to insure as they're not in classic insurance time period yet.had a quote for a 827 sterling 1988 approx 350£ I'd love more rovers but unless I can get a multicar policy it's gonna work out expensive!! Unless I rent a garage in a cheaper post code!
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Re: R800 Insurance Groups.

Post by OrangeManDan » Wed Mar 14, 2012 6:32 pm

Great idea for a sticky. The insurance groups are a lot lower than i expected. As for the IG's they do go up to 50 as you lot probably already know by now.
Daniel Davies

1994 (M Reg) Rover Metro L, 1.1L 8V Carburettor, Nightfire Red - March 2010 - Current Project
1996 (N Reg) Rover 114 SLI, 1.4L 8V SPI, Chawton White - February 2012 - Current Project

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guru
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Re: R800 Insurance Groups.

Post by guru » Wed Mar 14, 2012 11:44 pm

Insurance on the 800's does tend to be cheap but I guess there are not too many claims involving an 800 these days so they're probably seen as low risk. I think my Sterling just crept up over the £200 mark this year but that is with me and my wife on and fully comp.

I wonder if a new driver would be better driving an 820 now rather then a new fiesta? :lol:
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Re: R800 Insurance Groups.

Post by guru » Thu Mar 15, 2012 9:40 am

With Tesco at the moment. Their renewal quote this year was stupid (around £350) so I called them to cancel and they brought it down to just over £200 during the course of the conversation. My other cars are with Swiftcover who also seem to be quite good.
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CHR15E
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Re: R800 Insurance Groups.

Post by CHR15E » Fri Mar 16, 2012 3:05 pm

He does live in the middle of nowhere though. :lol:

I haven't checked a normal car quote in a while but it was still £500 or so per car!

I'm 31 with 12 years NCB at that.
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Re: R800 Insurance Groups.

Post by Charles Weaver » Wed May 16, 2012 9:13 am

Just got a quote for mine. £750 for all three from Clegg Gifford, and a Adrian Flux want £500 each

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Re: R800 Insurance Groups.

Post by CHR15E » Wed May 16, 2012 6:58 pm

They're a broker of Tradex who I'm with. I've been moved to them on a homefleet policy.
Chris
19 Vauxhall Astra 1.6T SRi Nav Estate
08 Vauxhall Astra 2.0T Design Twintop
02 Jeep Grand Cherokee Overland 4.7 V8 HO

Previously owned 57 800s 2000-2012
Relapse of 1 in 2021 Now Sold

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Re: R800 Insurance Groups.

Post by Bert3 » Mon Sep 02, 2013 3:21 pm

ermmmm - I've just tried to get classic insurance from Lancaster (someone recommended them as 'decent'!) on my 820 nasp coupe; As a second car, limiting mileage to <5,000, me only driving, and bear in mind I'm an old bloke who lives in a quiet part of the world ...... their best quote was .....£1,835 :shock: rising to £7,226 .....WTF!

I take it they don't want the business ......


edit : contacted Heritage and they said "We can't offer you a quote for this vehicle at the moment" ........ Have I been listed on Crimewatch's top 10 or something?

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Re: R800 Insurance Groups.

Post by mercedade » Mon Sep 02, 2013 4:38 pm

Wow....you didn't slip into an alternate postcode whilst you were sleeping did you?

I have to say I've heard better things about Adrian Flux, but it does appear to be a total lottery.

I'm with Adelaide through the IAM and no one else has been able to touch them for price for the last 4 years, but they weren't much help when it came to a speculative enquiry for a second car (when I wanted to keep my MR2 on the road) - £1.8k. It was a short-lived dream....
Adrian
1998 Rover Mk2 820 Vitesse Hatchback (white gold)
Gone...1998 Rover Mk2 820 Vitesse Hatchback (green)
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Gone...1998 Rover Mk2 825 Diesel (green)

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Charles Weaver
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Re: R800 Insurance Groups.

Post by Charles Weaver » Mon Sep 02, 2013 5:45 pm

Don't go telling them you want it to deliver pizzas!! Try Clegg Gifford. Google it. Or Adrian Flux

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Re: R800 Insurance Groups.

Post by Bert3 » Mon Sep 02, 2013 7:36 pm

The baffling thing is I've gotten quotes of under £200 to insure the car fully comp as my only car, and that's with unlimited mileage and including business usage ........ but when I try and get quotes for it as a second car (actually 3rd vehicle as I've got another car as my workhorse and a motorbike for the sunny days), even with limited (<5000) miles, I'm being quoted stupid numbers ...... I'm waiting for RH to get back to me, but the others have been useless.

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Re: R800 Insurance Groups.

Post by Richard Moss » Tue Sep 03, 2013 5:27 am

I never think about insurance groups because the premium price varies so much - I just check what the total price is and go with that.
Out in the desert with a 1998 Grand Cherokee V8, 2004 Jeep Grand Cherokee 4L and a 1997 Chevy Tahoe V8. Back home: 1969 MGC GT

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Re: R800 Insurance Groups.

Post by Bert3 » Wed Sep 11, 2013 10:49 am

mrpcpc wrote:I've got classic cover on my Vitesse Sport for £210 I think it was. Definitely £200 last year but prices are rising. (RH insurance 01277206911 01277200111)


The only downside is that you do not accumulate any no claims with their policies.
Well, filled in RH basic online form; they called me back 2 days later (when I was out) and left a message ..... and I've tried to get through to them at least 6 different occasions since (tried am, pm, weekdays, weekend etc) and either it rings out with no answer or I get "all our agents are busy at the moment" .....

Doesn't bode well if, god forbid, I ever had to make a claim, does it? Had a bad experience with a 'cheap' insurance company a few years back who left me high and dry when someone knocked my motorbike over in a carpark, even though the driver stopped and admitted guilt ... It took 3 days to get it recovered (which I ended up arranging )and 13 weeks and a threat of court action to get the bike back, mainly because they had sold it (without my knowledge) to a breakers who actually listed parts on ebay claiming they had legitimate claim to the salvage rights having paid my insurance company for it - they did not!

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Re: R800 Insurance Groups.

Post by deano » Wed Sep 11, 2013 7:03 pm

I`m being quoted £680 for my `96 coupe with No NCD

My 13 years of NCD is being used for my daily driver, Volvo V40


Dunno how you lot get it so cheap :(
1993 Rover 827 SLI Fastback Mk2
1999 Rover 825 Sterling Saloon Mk2 (HGF)
------------------
Previously
1996 Rover 825 Sterling Coupe Mk2
1993 Rover 827 Sterling Saloon Mk2
1990 Rover 827 Sterling Saloon Mk1
1972 Rover P6 2000TC

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Re: R800 Insurance Groups.

Post by metelmickey » Sun Sep 15, 2013 5:11 pm

more than insurance has given me the same ncd on both of my cars as they know i can't drive both at the same time, but with limited miles on the 827, witch makes them both around £250
MIKE

just got a 827 mk2 coupe and loving it, more commanly known as mad mick ( used to run a nitros injected firebird ) still missing my rover, now got a BMW 735 1999. now got 2003 760l, a 6.0ltr V12 and 445bhp. :evil:

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